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Certificates of Deposit (CDs)

The Hardin County Bank offers Certificates of Deposit that are ideal for those desiring a higher interest rate than a regular savings account. Our terms are flexible for your savings needs and provide you with a guaranteed rate of interest for a specific period of time. Some of our features include:

  • $1000.00 Minimum opening deposit
  • Terms are available from 30-90 days, up to 4 years.
  • Interest compounded annually on CDs over 1 year.
  • Investment automatically renews.
  • Options for payment of interest: monthly, quarterly, semi-annually, and annually.
  • Interest can be paid by check or deposited into a checking or savings account.
  • FDIC Insurance of eligible accounts.
  • Penalty for early withdrawal and fees may reduce earnings

Sweet Saver CD

The Sweet Saver CD allows you to add to your CD anytime during the term, just like a savings account but with a CD rate.  It is a great CD for children or young adults.

  • $500 minimum opening deposit
  • You can add to the CD in increments of $50 or greater anytime during the term.
  • 12 month term
  • Interest compounded at maturity.
  • Investment automatically renews.
  • FDIC Insurance of eligible accounts.
  • Penalty for early withdrawal and fees may reduce earnings
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