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Mortgage Lending

Whether you're a first-time homebuyer, an experienced homeowner, or an investor, it's important to work with a lender you can trust.  The Hardin County Bank understands that each home purchase requires flexibility in financing.  So, we are here to assist you with different loan options that meet your financial needs.

Whatever your residential financing needs, we will tailor a loan that is right for you.

  • Purchase
  • Refinance
  • VA/FHA/USDA Housing Loans
  • Construction Loans
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Jumbo Loans

*All loans subject to credit approval.

In-House Real Estate Loans

“In House Loans” are available for the purchase or refinancing of your residence or second home. We can also provide financing for the purchase of land as well as manufactured housing.  Let our experienced lending staff assist you in getting the home of your dreams.

Conventional Home Loans

If you are interested in a conventional home loan, the options may be endless.  We can provide a myriad of loan programs designed to meet your needs.  We can also provide financing for you primary residence, second home, or investment property.

Construction Loans

Construction loans for new homes and home improvements are available.

Apply Today Home Loan Inquiry

Mortgage Department

The Hardin County Bank’s Mortgage Department can make the process of buying a home an enjoyable experience. We're proud to offer a variety of mortgage loan options at very competitive rates.

Conventional Home Loans

If you are interested in a conventional home loan, the options may be endless.  We can provide a myriad of loan programs designed to meet your needs.  We can also provide financing for you primary residence, second home, or investment property.

VA/FHA/Rural Housing Loans

If you need more flexibility in financing your home purchase, or in refinancing your current home, then a VA, FHA, or Rural Development Loan may be the answer. We offer all three types through our Home Loans Division.

Additional Options

  • Fixed Rate Loans
  • Adjustable Rate Mortgage Loans
  • Jumbo Loans

Apply Today Mortgage Loan Inquiry

**The Hardin County Bank currently does not offer Adjustable Rate Mortgage (ARM) loans In- house. However, they are offered through our Mortgage Department.

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