Personal Checking

Below is a list of our personal checking accounts: 

Regular Checking

• Minimum Opening Deposit of $100.00
• Minimum balance to avoid imposition of fees - A maintenance fee of $10.00 will be imposed each statement cycle if the average daily balance for the cycle falls below $300.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
• Unlimited check writing
• ATM or debit card available (subject to approval)
• Internet Banking
• Bill Pay
• Monthly statements, with images

Student Checking Account

• Minimum Opening Deposit of $100.00
• Available to students up to age 24*
• Internet Banking
• No Service Charge
• No minimum balance required to maintain account
• E-Statements only**

* After age 24, student checking will be changed to our Regular Checking Account.  This includes a minimum balance to avoid imposition of fees.

**Paper statements are available upon request for a fee of $2.95 per statement.

Premier (Club) Checking

• Minimum Opening Deposit of $100.00
• Basic Plan - $8.50 monthly fee (for $10,000.00 Accidental Death & Dismemberment Insurance) Optional Additional Plan - $9.50 monthly fee (for $20,000.00 Accidental Death & Dismemberment Insurance) Family Plan - $10.50 monthly fee (for $30,000.00 Accidental Death & Dismemberment insurance plus $2,500.00 coverage for each dependent) These fees are discounted $1.00 for senior citizens (age 55 or better).
• No minimum Balance required
• Unlimited check writing
• ATM or debit card available (subject to approval)
• Internet Banking
• Bill Pay
• Monthly statement, with images

Super NOW Checking

• Minimum Opening Deposit of $1,000.00
• Minimum balance to avoid imposition of fees – A maintenance fee of $10.00 will be imposed each statement cycle if your Average daily balance for the cycle drops below $1,000.00.
• Rate information – Your interest rate and annual percentage yield may change at our discretion
• Compounding and crediting frequency – Interest will be compounded monthly and be credited to your account every month
• Unlimited check writing
• ATM or debit card available (subject to approval)
• Internet Banking
• Bill Pay
• Monthly statement, with images

Preferred Investment Checking

• Minimum Opening Deposit of $5,000.00
• Minimum balance to avoid imposition of fees – A maintenance fee of $10.00 will be imposed every statement cycle if the Average daily balance for the cycle falls below $1,000.00.
• Rate Information – (This account has a two tiered rate feature) Your interest rate and annual percentage yield may change at our discretion.
• Compounding and crediting frequency – Interest will be compounded monthly and be credited to your account every month
• During any statement cycle, you may not make more than six withdrawals or transfers to another account of yours, or to a third party by means of a preauthorized, automatic, telephone, or computer transfer, or by check, draft, debit card, or similar order to a third party.  If you exceed the third party limitations set forth above, your account will be subject to closure by the bank.
• A transaction fee of $12.50 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of one during a monthly statement cycle.
• Monthly statements, with images